For any organization with W‑2 employees

Put more money in your employees' pockets. Without spending more of yours.

Bigger paychecks. Better benefits. Lower payroll taxes. And you don't have to change your broker, your benefits, or your payroll company.

PAYCHECK TAKE-HOME PAY

"Everything's working. Why would I change anything?"

I hear that a lot. And I get it. Payroll runs. Benefits renew. Everybody gets paid.

But here's the thing. Health insurance keeps going up. Payroll taxes come out of every single check. And good people still walk out the door for a few more dollars down the street.

Most business owners have been told that's just the cost of doing business. I believed that too. Then I looked at the numbers.

There's a better way. Most folks have just never heard of it.

What changes

Same team. Same payroll. A smarter structure.

More take-home pay

Your people see more money in their paychecks. Not a raise you pay for. A better structure.

Better benefits

Added healthcare access your team will actually use, right alongside the plan you already have.

Lower payroll taxes

Less employer payroll tax going out the door every pay period.

Lower workers' comp premiums

Another cost line that usually just goes up. Let's see if yours can come down.

Keep good people

When people feel taken care of, they stay. And they tell their friends where they work.

No extra cost to you

None of this costs your business more. Follow the math.

Zero disruption

Keep what you have. Fix what's leaking.

I'd rather fix the structure than keep treating the symptom. That's all this is.

Keep your broker, benefits, and payroll companyThis works alongside the people and systems you already use.
No gimmicksFully compliant and battle-tested. Not a loophole somebody dreamed up last Tuesday.
Plain EnglishComplicated doesn't necessarily mean intelligent. If I can't explain it simply, we shouldn't do it.
Who it's for

If you have W‑2 employees, we should talk.

Businesses. Government entities. Any organization with people on a W-2.

The vast majority of full-time employees come out ahead. Your part-timers may too. We'll look at your actual team and see what the numbers say.

How it works
  1. 1
    We talkA short call. You tell me about your team. I'll tell you how this works.
  2. 2
    We run your numbersNo guessing. I show you what it looks like for your people and your bottom line.
  3. 3
    You decideNo pressure. If it doesn't make sense for you, I'll be the first to tell you.
A separate option

Keep the health plan you have. Or, if you're ready to look, let's talk about a smarter way to buy one.

Let me be clear about something first. Everything above stands on its own. If you have 10 or more full-time W-2 employees, it works every time. You don't have to change your health plan, your broker, or anything else to get those results. In fact, nothing changes with what you are doing now. Many of our clients never touch their health plan.

But I hear the same thing from business owners every renewal season: “The premium went up again, and nobody can tell me why.”

How's that been working out?

Here's the thing. No health insurance is cheap, and I won't pretend otherwise. But once the everyday care is handled for your employees and their families, at no cost to them, the math changes. That means doctor visits, urgent care, virtual visits, and prescriptions. Your major medical plan no longer has to carry all the weight. It can go back to what insurance was meant to do, which is protect people from the big stuff.

When that's in place, plans open up that most employers never get to see. And since I'm a licensed agent, you don't get handed off to someone else. I can quote them for you.

Group PPO plans through AffordaCare

A national PPO network, available in all 50 states, for groups with as few as five employees. The plans range from Bronze to Platinum, with HSA options. There's also a lean plan built for employers who want to meet the coverage requirement without overpaying for it. AffordaCare was named to the 2026 Inc. 5000.

Guaranteed Issue Plans

Here's a part most people don't know exists. We offer guaranteed issue plans. That means nobody on your team gets turned down because of their health history, even employees with conditions like diabetes.

So why are these plans so reasonably priced, relatively speaking? Because the everyday care is already covered. Doctor visits, urgent care, virtual visits, and prescriptions are taken care of before the health plan ever gets involved. The plan isn't paying for that first round of care, so it doesn't have to charge for it.

Insurance companies understand that math. You should too.

Love your broker? Keep them.

Seriously. This isn't about replacing anyone. It's about having real options on the table instead of choosing between this year's increase and next year's bigger one.

How it works
  1. 1
    We start with the first conversationYour taxes, your employees' take-home pay, and their everyday care.
  2. 2
    I quote your groupIf you want to look at coverage, I'll quote your group myself.
  3. 3
    You compareSide by side with what you have now. No pressure. The health insurance either works for you or it doesn't. If what you have is better, keep it.

Chris Attaway Consulting is not an insurance company. Coverage is provided by licensed carriers and administrators, and plan details, rates, and availability vary. Chris Attaway Consulting may receive compensation.

Chris Attaway
About

Hi, I'm Chris.

I was born in Daytona Beach, grew up in Atlanta, and went to school at the University of Georgia. Go Dawgs.

I spent years in ministry before I got into consulting. Honestly, the two have more in common than you'd think. Both come down to stewardship. Using what you've been given wisely.

I'm just a simple man. I like simple explanations and I like what works. So if I can cut your costs, put more money in your employees' pockets, and keep them from walking out the door, why wouldn't we at least have a conversation?

Proud to serve as an Ambassador
Daytona Regional Chamber of Commerce US Christian Chamber of Commerce
The Freedom Ledger

I like freedom. I'm kind of funny that way.

Financial health for your business is one piece. But I believe real freedom shows up in three places: your money, your body, and your soul.

FINANCIAL

Personal Financial Health

Your money ought to have a job. See if your household could pay off debt years sooner using the income you already have.

Visit freedom.chrisattaway.com →
PHYSICAL

The Grateful Health Coach

Health isn't as complicated as we've made it. Real food, real muscle, and a little sunshine. Coaching and the online course are open now.

Visit thegratefulhealthcoach.com →
SPIRITUAL
Coming soon

True freedom

Here's the thing. Real freedom only comes through Jesus Christ. Not by earning it. By grace. Bible studies are coming soon.

Bible studies — coming soon

Let's look at your numbers.

No pressure. No obligation. We may find it isn't right for you. But if it is, your team is going to notice.