Bigger paychecks. Better benefits. Lower payroll taxes. And you don't have to change your broker, your benefits, or your payroll company.
I hear that a lot. And I get it. Payroll runs. Benefits renew. Everybody gets paid.
But here's the thing. Health insurance keeps going up. Payroll taxes come out of every single check. And good people still walk out the door for a few more dollars down the street.
Most business owners have been told that's just the cost of doing business. I believed that too. Then I looked at the numbers.
There's a better way. Most folks have just never heard of it.
Your people see more money in their paychecks. Not a raise you pay for. A better structure.
Added healthcare access your team will actually use, right alongside the plan you already have.
Less employer payroll tax going out the door every pay period.
Another cost line that usually just goes up. Let's see if yours can come down.
When people feel taken care of, they stay. And they tell their friends where they work.
None of this costs your business more. Follow the math.
I'd rather fix the structure than keep treating the symptom. That's all this is.
Businesses. Government entities. Any organization with people on a W-2.
The vast majority of full-time employees come out ahead. Your part-timers may too. We'll look at your actual team and see what the numbers say.
Let me be clear about something first. Everything above stands on its own. If you have 10 or more full-time W-2 employees, it works every time. You don't have to change your health plan, your broker, or anything else to get those results. In fact, nothing changes with what you are doing now. Many of our clients never touch their health plan.
But I hear the same thing from business owners every renewal season: “The premium went up again, and nobody can tell me why.”
How's that been working out?
Here's the thing. No health insurance is cheap, and I won't pretend otherwise. But once the everyday care is handled for your employees and their families, at no cost to them, the math changes. That means doctor visits, urgent care, virtual visits, and prescriptions. Your major medical plan no longer has to carry all the weight. It can go back to what insurance was meant to do, which is protect people from the big stuff.
When that's in place, plans open up that most employers never get to see. And since I'm a licensed agent, you don't get handed off to someone else. I can quote them for you.
A national PPO network, available in all 50 states, for groups with as few as five employees. The plans range from Bronze to Platinum, with HSA options. There's also a lean plan built for employers who want to meet the coverage requirement without overpaying for it. AffordaCare was named to the 2026 Inc. 5000.
Here's a part most people don't know exists. We offer guaranteed issue plans. That means nobody on your team gets turned down because of their health history, even employees with conditions like diabetes.
So why are these plans so reasonably priced, relatively speaking? Because the everyday care is already covered. Doctor visits, urgent care, virtual visits, and prescriptions are taken care of before the health plan ever gets involved. The plan isn't paying for that first round of care, so it doesn't have to charge for it.
Insurance companies understand that math. You should too.
Seriously. This isn't about replacing anyone. It's about having real options on the table instead of choosing between this year's increase and next year's bigger one.
Chris Attaway Consulting is not an insurance company. Coverage is provided by licensed carriers and administrators, and plan details, rates, and availability vary. Chris Attaway Consulting may receive compensation.

I was born in Daytona Beach, grew up in Atlanta, and went to school at the University of Georgia. Go Dawgs.
I spent years in ministry before I got into consulting. Honestly, the two have more in common than you'd think. Both come down to stewardship. Using what you've been given wisely.
I'm just a simple man. I like simple explanations and I like what works. So if I can cut your costs, put more money in your employees' pockets, and keep them from walking out the door, why wouldn't we at least have a conversation?
Financial health for your business is one piece. But I believe real freedom shows up in three places: your money, your body, and your soul.
Your money ought to have a job. See if your household could pay off debt years sooner using the income you already have.
Visit freedom.chrisattaway.com →Health isn't as complicated as we've made it. Real food, real muscle, and a little sunshine. Coaching and the online course are open now.
Visit thegratefulhealthcoach.com →Here's the thing. Real freedom only comes through Jesus Christ. Not by earning it. By grace. Bible studies are coming soon.
No pressure. No obligation. We may find it isn't right for you. But if it is, your team is going to notice.