Compliance

It’s official: UnitedHealthcare has announced plans for an 11% premium increase for 2026.That’s right — while companies are struggling with payroll pressures, inflation, and rising operatingcosts, health insurance carriers are once again raising rates across the board.Executives at UnitedHealthcare, including CEO Tim Noel, cited “elevated cost levels” that they expectwill continue next year. Their data shows employer health plans are already paying about 11% more forcare this year — and there’s no end in sight.But here’s the problem:Employers are done accepting these endless cost increases as “normal” or at least they should be!They’re demanding more value — and that’s exactly where Chris Attaway Consulting steps in.The Strategy That Works — No Matter How You’re InsuredOur strategy helps employers cut costs, increase profits, and boost employee take-home pay — allwithout changing their current benefits provider or disrupting existing vendor relationships.It works for every type of setup:✅ No Coverage: If you don’t currently offer health coverage, our program creates affordable,high-quality benefits your employees will love — without adding new costs to your bottom line.✅ Fully Funded Plans: We help fully insured employers recover thousands in unnecessarypayroll and healthcare expenses every year.✅ Level-Funded & Self-Funded Plans: These employers see some of the biggest gains, sincewe can integrate directly into your structure to reduce claims, improve outcomes, andeliminate waste. You will see HUGE benefits if you insure your employees this way; easilybetween $1,000 – $2,000 per employee per year. Every year.✅ “Copay-Only” or New Hybrid Plans: Even these trendy, cost-shifting plans can benefitfrom our system — we cut both employer and employee out-of-pocket costs while increasingcoverage quality.And here’s the part that usually shocks business owners:👉 You don’t have to change your current insurance carrier, broker, or vendor relationships.You simply add our strategy to your existing setup, and it works quietly in the background — loweringcosts and improving benefits automatically.The Results Speak for ThemselvesEmployers who use our system routinely experience:• Immediate payroll cost reductions ( $573.60+ per employee per year)• Higher employee take-home pay• Reduced healthcare and out-of-pocket expenses• Improved retention and moraleAnd for those who allow us to do a deeper review — looking at every component of their benefitstructure — we’ve seen something truly remarkable:Some of our clients haven’t had a rate increase in over six years.That’s unheard of in today’s market.The Bottom LineWhile UnitedHealthcare and other carriers continue to push double-digit increases, business owners areno longer powerless.With Chris Attaway Consulting’s proven, no-cost strategy, employers can:• Keep their same insurance carrier• Cut costs and boost profits• Give employees better benefits• And guarantee savings — with zero risk.If you’re tired of rate hikes and ready to take back control of your company’s healthcare costs, let’s talk.​📅 Schedule a 15-minute strategy visit: calendar.chrisattaway.com